Joe Valenzuela
Joe Valenzuela
Income Solutions That Are Sustainable
The Best Practices Used to Create Sustainable Streams of Retirement Income
Do you want the best retirement income solutions possible? Do you want to find the correct answers for creating a secure retirement, never fearing market volatility again with that part of your portfolio necessary for sustaining your essential needs? You see, market stability is just an illusion. The truth is the market is always volatile; there are just periods when it's more volatile than others.The market owns your money if you are 100% invested in a risk-based portfolio in the market. You happen to own the account. As the old saying goes, it's never really a profit or loss until you sell. But if you need the money for retirement day in and day out, that's a different story. You can say goodbye to the guesswork forever -the income plans versus the if-come programs. The only is in our planning is if you want guarantees.I can show you how to ensure your nest egg never runs out of money. Nearly half of all retirees outlive their retirement funds. Building a healthy retirement portfolio is like building a house-- I've said it time and time again you've got to have a secure financial foundation for income to buoy you up through any market conditions. Unfortunately, that isn't easy to do if you're working with somebody who doesn't work with, believe in, or use the proper tools. It doesn't matter how brilliant your advisor or investment broker is because here is the truth: they're not smart enough to outsmart the market, and neither am I. That is why we use the right tools, techniques, and strategies to guarantee to take the stress out of your retirement. The planning is correct for that part of your portfolio that needs to be in place so you can enjoy a worry-free retirement that will last a lifetime.We provide a great mix of upside potential without my clients' risk of market downturns. So, if you're thinking about retirement or are recently retired and are interested in maximizing your income potential without downside market risk, avoid and eliminate additional fees. Suppose you want the availability to choose from the widest variety and the most extensive menu of specialized annuity products. In that case, you need to call and get a copy of my free Safe Money book.You mustn't miss out on this guaranteed income planning just because of misconceptions. When most of my radio listeners come in to see me, and we start talking about the primary goal for their retirement plan, many states that they want to be provided with a guaranteed income to cover their living expenses in retirement. Yet, when I ask if they currently own or plan to look into the variety of annuity contracts that are available out there (which, by the way, are the only financial tools that can guarantee income no matter how long you live), the majority of them are uninformed, and thus have a negative outlook on that type of planning.Let's look at some of the misconceptions about annuities that may have kept you from deciding to make them part of your retirement income plan. The first and most significant is: that they're just too complicated. There are too many of them and too many types. If this is how you think, it's because you're not sitting in front of the right individuals who can give you the absolute truth regarding precisely what a contract will and will not do either they don't know it themselves, or they're not explaining it properly. It can be described quite quickly when you get into a straightforward plan with a contract that does exactly what you want it to do. No complications are involved.But, it is like trying to be an airline pilot if you are trying to do it yourself with these; the airplane is designed to fly, and somebody hands you a manual and says, here you are, go ahead and pass it. It looks pretty complicated, right? You've got to have someone to give you the facts of how to do it and what it takes to make it truly work. That is why I invite people to get a copy of my free Safe Money Book is very straightforward and will give you the facts about 115 pages of the best material you will ever get. It's an excellent place to start with the very basics. Then the next thing you can do is sit down with me, and I can give you the exact information necessary for the proper contract for the right purpose to take care of your retirement needs. It is a straightforward process when you take the appropriate steps to make it available.One of the other biggest misconceptions is if you die soon after that, all of your money is gone. Most of my clients don't want that. They want a contract that guarantees 100% of beneficial rights to a beneficiary(ies) of their choice; 100% of the funds are on deposit. Those particular types of contracts are available. So, you are not going to lose the money; you're not giving it away; it is there for the benefit of your heirs if you are no longer with us.Many people think there may be a higher payout for life with a portfolio of stocks and bonds. Well, maybe you can, and perhaps you can't--- that is the rub. It's nearly impossible to duplicate or repeat an annuity payment investing on your own unless you're willing to take more risk. For most people, eliminating risk and fees is a positive move.
Joe Valenzuela
Joe Valenzuela
Miami, Florida
joe.valenzuela@retirevillage.com
(844) 795-7233


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