Joe Valenzuela

Joe Valenzuela

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What Does the FDIC Not Guarantee or Insure

May 15, 2023

We all know that the Federal Deposit Insurance Corporation insures our bank deposits. They are safe, and ...

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Where Have All The Bankers Gone?

May 15, 2023

 Banker?  Has anyone seen a banker lately?The old Peter, Paul, and Mary song “Where have all ...

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Get an Annuity Quote – Some Things to Consider

May 1, 2023

 The word annuity in and of itself is an enigma. What is an annuity? In its purest ...

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10 Solid Reasons To Consider An Annuity For Your Retirement Foundation

April 11, 2023

Need a reason to add an annuity to your retirement portfolio?  Here are 10.Annuities aren’t for ...

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Volatility And Longevity

December 1, 2022

How long are you going to live?  Might be longer than you think.That old saying, “the ...

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The Importance of Dental Health for Senior Citizens

November 1, 2022

The importance of observing dental hygiene stretches beyond just a smile.

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Does Your Financial Plan Have A Cavity?

November 1, 2022

“Seniors leaving the workforce are often taken by surprise when they lose their dental insurance. Out-of-pocket dental expenses can eat away at your retirement nest egg.”

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Retirement Planning With Overlooked Expenses

October 16, 2022

When Planning, Don’t Forget These Often Overlooked Retirement Expenses“There is a massive disconnect between how much ...

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The Biggest Problem Facing Retirees Is Medicare Reimbursements

October 16, 2022

The Biggest Problem Facing Retirees Is Medicare ReimbursementsWe watch TV, read the news, use social media ...

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Medicare Reimbursements Shrink As Medical Costs Increase

October 16, 2022

If Medicare Reimbursements shrink, who pays the difference?As we age, we become less worried about paying ...

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How Medicare Supplemental And Long Term Care Planning Can Make All The Difference

October 16, 2022

When people enter their Golden Years, they transition from an employer-sponsored health plan to Medicare. This can ...

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Get a Paycheck for Life with the Guaranteed Lifetime Income Rider

October 1, 2022

The definition of growing old in America continues to change. Income is now king!

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INcome Versus IFcome

October 1, 2022

It is not necessarily the amount of money you have; it is the amount of income you can get off of it for the rest of your life.

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What Is the Number 1 Worry for Retirees?

October 1, 2022

Not having enough money saved to last them in their golden years.

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Is Your Retirement Income A Guess Or A Guarantee

October 1, 2022

Is your retirement income based on guarantees or assumptions?

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Inflation: The Silent Thief of Retirement Savings

September 12, 2022

Inflation poses a severe threat to all Americans and can cause profound damage to your retirement ...

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A La Carte Planning Don't Be A Victim

September 11, 2022

A dangerous phenomenon is happening within the financial services industry.For years marketing gurus taught the masses ...

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What Happens To Your Retirement Plan When The Market Crashes?

September 11, 2022

Americans have a short memory, especially when the market is on fire like it has been ...

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Warning! There Is No Perfect Financial Vehicle To Combat Inflation.

September 8, 2022

"A lot of financial services marketing claims that buying their products is the best method for ...

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When Considering a Variable Annuities Use Caution

September 1, 2022

Beware of the fees, expenses, and lack of guarantees when considering a variable annuity. A variable annuity ...

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Annuities Explained

September 1, 2022

Las Vegas never loses, and neither will your fixed-rate annuityInsurance companies offering annuities are somewhat like ...

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Annuities, The Big Three: Fixed Interest, Fixed Indexed, and Variable

September 1, 2022

Annuities, The Big Three: Fixed Interest, Fixed Indexed, and VariableAnnuities offer numerous options. Fixed Interest AnnuitiesHave you ...

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The Richer You Are, The Older You Will Be

March 7, 2022

 If you are rich, do you live longer?Now, here is how I look at this info; ...

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Annuities Dirty Little Secret Number 2: Great Products or Great Rip Offs?

February 7, 2022

Babe Ruth hit home runs by purchasing annuities It really depends on your goals and your uses ...

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Joe Valenzuela picture

Joe Valenzuela

Joe Valenzuela

Miami, Florida

joe.valenzuela@retirevillage.com

(844) 795-7233

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